Identity theft is one of the fastest-growing crimes, with thieves constantly finding new ways to steal personal information and misuse it. As Identity Theft Awareness Week approaches, it’s the perfect time to understand the risks and learn how to protect yourself.

What Is Identity Theft?
Identity theft occurs when someone uses your personal information such as your Social Security Number, credit card details, or your login credentials without your permission. This can lead to financial loss, damage to your credit score, and even fraudulent activity under your name.

Common Ways Identity Theft Happens

• Phishing Scams: Cybercriminals trick you into sharing personal information via fake emails, texts, or websites
• Data Breaches: Hackers target organizations to steal sensitive data
• Stolen Documents: Lost or stolen wallets, mail, or sensitive paperwork can give thieves access to your information
• Malware: Clicking on malicious links or downloading infected files can give attackers access to your devices

Signs of Identity Theft

• Unexplained charges on your accounts
• Notifications of loans or credit cards you didn’t apply for
• Missing mail, especially bills or financial statements
• Denial of credit or unexplained drops in your credit score

How to Protect Yourself

• Safeguard Your Personal Information: Avoid sharing sensitive details over email or phone unless absolutely necessary
• Monitor Your Accounts: Regularly check your bank statements and credit reports for unusual activity
• Use Strong Passwords: Create unique passwords for each account and enable multi-factor authentication (MFA) where possible
• Be Cautious Online: Only enter sensitive information on secure websites (look for “https” in the URL). Avoid clicking on suspicious links or attachments
• Shred Documents: Dispose of sensitive paperwork securely to prevent dumpster diving
• Stay Alert for Scams: Be skeptical of unsolicited messages or offers that seem too good to be true

What to Do If You’re a Victim of Identity Theft

• Act Quickly: Report suspicious activity to your bank or credit card company immediately
• File a Report: Submit an identity theft report at IdentityTheft.gov
• Freeze Your Credit: Place a credit freeze to prevent new accounts from being opened in your name
• Inform IT Solutions: If your TWU credentials are involved, notify IT Solutions to receive assistance in securing your account

Why It Matters
Identity theft doesn’t just affect individuals. It can compromise entire organizations. Protecting your personal and TWU-related information is essential for everyone’s security.

Stay Vigilant!
Take this Identity Theft Awareness Week as an opportunity to reinforce good habits and share these tips with colleagues, friends, and family. Together, we can reduce the risks and build a safer community. For more information or assistance, contact IT Solutions at servicedesk.twu.edu, servicedesk@twu.edu, or (940) 898-3971.